The Deregulation Archive: Every FMR Story, by Sector
Every Free Markets Report story organized by sector: banking, energy, trade, telecom, crypto, real estate, labor, and international.
Every story here began as a rule change most people never read. I sorted them by sector so you can find what touches your portfolio without digging through the whole pile.
A new one every day, weekends included. Get the next one in your inbox. Subscribe free.
Newest
- The EPA Is Days From Killing Its Own Methane Leak Watchdog
- Congress Stalled, So the CFTC Started Writing the Crypto Rulebook
- The SEC Just Detached Its Post-Madoff Audit Backstop
- The Treasury Just Killed Its Two Biggest Crypto Surveillance Rules
- The SEC Just Proposed Six New Ways Around the Wealth Test
- The FCC Just Erased a Cap Congress Wrote Into Law
- Two Circuits Just Disagreed About What a Swap Is. The Prediction Market Is 1-For-3.
- The Treasury Just Opened 60 Million Investment Accounts in One Day
- The FCC Just Freed a Gigahertz and Rewrote Its Own Environmental Footprint
- The FDIC Just Closed a 30-Year Gap in Interstate Banking. Digital Banks Were the Reason.
Financial Services & Banking
- The SEC Just Proposed Six New Ways Around the Wealth Test
- Two Circuits Just Disagreed About What a Swap Is. The Prediction Market Is 1-For-3.
- The Treasury Just Opened 60 Million Investment Accounts in One Day
- The FDIC Just Closed a 30-Year Gap in Interstate Banking. Digital Banks Were the Reason.
- Cboe Just Loosened the Clearing Door. The Market-Structure Signal Is Bigger.
- The Bank Exam Cycle Just Doubled. The Risk Test Did Not.
- The CFTC Wants to Bring Back Rule 4.13(a)(4). The Catch Is Form PF.
- FINRA Just Made Trading Fees Vanish for Q4. The Bigger Move Is 2029.
- The SEC Just Proposed Ending the Shareholder Proposal Rule
- The SEC Wants to Make IPOs Great Again. Here's Who Cashes the Check.
- Bank Deregulation Momentum: Which Regional Lenders Stand to Gain First
- Deregulation Meets Private Credit: How Looser Rules Could Fan the Flames of Non-Bank Lending
- The Supreme Court Just Handed Closed-End Funds a Moat. Activists Lost Their Sharpest Knife
- The CFPB Pulled the 2020 Advisory Opinion. Regional Banks Are Not All Equivalent Here.
- Basel Endgame Is Dead. The Capital Relief Is Not Where You Think.
- The Fed Proposed a 4x Reset on Insider Lending. The Waiver Expires January 1.
- Britain Just Moved the Wall Around Its Biggest Banks. It Didn't Tear It Down.
- Britain Just Stopped Naming Its Short Sellers. Here's Who Wins.
- The FCA Reversed Its Own IPO Research Rules Effective the Same Day
- The SEC Just Flipped the Default on Paper Mail. Broadridge Is the Trade.
- The SEC Wants 377 Million Envelopes Gone. Somebody Books That Postage.
- The CFTC Just Stayed a CME Contract. The Precedent Is the Cost.
- See also: the live SEC Regulatory Comment Tracker
- SEC Settles One Treasury-Clearing Question, Reopens Two Bigger Ones
- The UK Just Cut Transaction Reporting Fields From 65 to 52: What It Is Worth
- New York Approved Western Union's Intermex Deal. California Just Paused It.
- The CFTC Wants Swap Venues to Stop Maintaining an Order Book Nobody Uses
- The EBA's New Waiver Rulebook Is a Real Proportionality Valve, Not a Loophole
- The UK's Payments Mandate Borrows a Template It Hasn't Fully Delivered
- The SEC's EU Debt Proposal Skips a Line It Used for 22 Years
Energy & Industrials
- The EPA Is Days From Killing Its Own Methane Leak Watchdog
- The EPA Just Repealed Its Power Plant Rules. Then It Went Further.
- Trump Moves To Deregulate Space
- States vs Feds: When Federal Deregulation Preempts State Environmental Laws
- Permitting Reform as Deregulation: Bottlenecks in Energy, Mining & Infrastructure
- How Deregulation Could Accelerate U.S. Infrastructure
- Trump's Wartime Powers Come for Energy: What the DPA Means for Pipelines and Portfolios
- Interior Just Unlocked 92 Million Acres. The Outdoor Recreation Cohort Has Not Moved. That Divergence Is the Trade.
- The DOE Just Tried to Make Its Own Deregulation Permanent
- The NRC Just Rewrote the Reactor Rulebook. Uranium Is the Trade.
- A Sterilizer Got a Two-Year Waiver From the EPA. The Market Noticed.
- A Chemical Plant in Philadelphia Just Got a Two-Year Reprieve From the EPA
- The Swarf Clause: Washington Moves To Keep America's Scrap At Home
- Two Utah Monuments Shrank 90 Percent. Watch September 11, Not July 13.
- The Device That Invented 3D Mammography Just Lost Its Regulatory Moat
- The EU Just Banned Forever Chemicals in Pizza Boxes. Here's Who Profits.
- DOE Orders a Dead Coal Plant Back to Life, for the Sixth Time
- NOAA's TMC Seabed Filing Clears a Box, Not a Permit
- The U.S. Tried This Grid Equipment Ban Before. It Didn't Stick.
Trade & Tariffs
- EO 14411 Is a Customs Enforcement Earthquake. The Importer of Record Just Became a Strict-Liability Position.
- The June 1 Proclamation Split the Metal Stack in Two. Ag Equipment Got Relief. Domestic Producers Lost Their Pricing Umbrella.
- Washington Chose Talks Over Tariffs on Jets. RTX Still Booked the Cost.
- Trump Invokes a 96-Year-Old Tariff Law Against Canada. Autos Barely Show Up.
- Washington Reaches Back to 1930 to Tax Canadian Whisky
- The Tariff Wall Got Rebuilt Under a Different Statute
- The Pentagon Just Set an Expiration Date on China's Magnet Loophole
- A 2025 Drone Probe Just Became a Three-Tier Tariff Regime
- The UK Just Renewed a Steel Tariff Nobody Noticed
- The Beef Import Quota Just Learned How to Repeat Itself
Telecom & Technology
- The FCC Just Erased a Cap Congress Wrote Into Law
- The FCC Just Freed a Gigahertz and Rewrote Its Own Environmental Footprint
- EU Names ChatGPT, Reddit, and Roblox to Its Toughest Rulebook
- The FCC Just Handed AT&T a Wrecking Ball for Its Own Copper
- The FCC Put a 120-Day Clock on City Hall. It Is Only a Proposal.
- Europe's AI Labelling Rule Went Live Today. No Listed Company Owns It.
- California Priced Its AI Labelling Rule at $5,000 a Day
- The FCC Just Un-Wrote Its Own Broadband Nutrition Label, Sort Of
- Pennsylvania Turns Data Centers Into a Permitting Bargain
Digital Assets & Crypto
- Congress Stalled, So the CFTC Started Writing the Crypto Rulebook
- The SEC Just Detached Its Post-Madoff Audit Backstop
- The Treasury Just Killed Its Two Biggest Crypto Surveillance Rules
- The SEC Just Made Crypto's Legal Boundary Easier to Read. It Did Not Make It Disappear.
- The CFTC Just Put Tokenized Collateral Inside the Rulebook. The Footnotes Are the Rule.
- The CFTC Just Handed Its Crypto Rules to the White House
- A No-Action Letter Just Opened the World's Biggest Crypto Market to U.S. Traders
- Florida Just Wrote the Stablecoin Rulebook Washington Hasn't Finished
- Delaware Just Extended Its Corporate Monopoly Into Digital Assets
- Treasury's Stablecoin NPRM Builds a Two-Tier Wall Around the U.S. Market
- The SEC's Crypto Proposal Borrows Reg A+'s $75 Million Playbook
Real Estate & Zoning
- California Just Overrode Every City's Zoning Map Near a Train Stop
- Florida Just Outlawed Zoning Discrimination Against Factory Homes
- Britain Rewrites the Rulebook on Land Near Train Stations
- The FTC Just Told Redfin It Has Six Months to Compete With Zillow Again
Labor & Transportation
- NHTSA Just Cut the Mileage Mandate by a Third. The Enforcement Died Last Year.
- NHTSA Just Told Truck Engine Makers: We Never Had Authority Over You
- Trucking & Transport: How 2025 Deregulation Is Reshaping a $1 Trillion Industry
- FMCSA Killed a Decades-Old CDL Compliance Burden. The Tech-Enabled Fleet Wins. The Legacy Compliance Moat Doesn't.
- The EEOC Just Tore Up a 46-Year Rule, and the Data Says Not So Fast
- Washington Wrote a Noise Rule for Trains America Does Not Run
- Washington Just Queued Up 702 Rules for the Chopping Block
International: Canada, Japan & Beyond
- Britain Just Deleted Its Infrastructure Consultation Rulebook
- Global Deregulation Patterns In 2025 – The U.S., EU And Developing Countries
- The UK Just Proposed Making It a Crime to Control Your Own EV Charger Without a License
- Canada's Mad Cow Rules Are 25 Years Old. Ottawa Just Started Unwinding Them.
- Canada's New Drug Reliance Order Echoes a 2019 Oncology Experiment
- Japan Deleted the Privacy Rule Blocking Bank Fraud Data Sharing
The Big Picture
- The FTC Just Rewrote Its Rulebook. The Quiet Change Is the Deregulatory Signal.
- Regulation Cuts and Inflation Relief: Can Deregulation Subdue Price Pressures?
- The Paradox of “Mutually Assured Deregulation”
- Deregulation as a Catalyst: Which Sectors Are Poised to Be Transformed?
- The Free Markets Report Is Back: What You Missed in 5 Months of Deregulation
- DHS Rescinded Disparate Impact Liability for $63 Billion in Grants. The Federal Contractor Math Just Changed.
How This Archive Works
Every article lands on this page within a week of publishing, filed under the sector it actually hits, not the agency that wrote the rule. Nothing here is investment advice. It's an index of what changed, when, and where I think the market hasn't caught up.